Indians love to shop and buy everything from appliances to holidays in easy EMIs these days. While people use credit cards with surmounting frequency, as they like the concept of having cash on hand, they also see the advantages of an EMI card. Cards like the Bajaj Finance Card lets you have benefits that credit cards may not necessarily give you.
Why Get the Bajaj Finserv EMI Network Card?
The advantage of using an EMI card over a credit card is that credit cards offer you an EMI facility, but you have to repay EMIs with interest. EMI cards like the Bajaj Finserv EMI Network Card, a digital instrument, let you buy things in no-cost EMIs. That means you pay no interest with repayments. Moreover, you can choose flexible tenures from 3-24 months to make repayments. Additional benefits include having the choice to purchase items with super discounts and offers from several partner outlets located across the length and breadth of India. The Bajaj EMI Card apply online procedure can be followed to avail the offers.
How to Apply For the Bajaj Finserv EMI Network Card
If you are an existing customer of Bajaj Finance and have a Bajaj login ID, you can apply and get your card quickly. However, you can still apply for the Bajaj Finserv EMI Card in the following way:
- Go to the website of Finserv MARKETS
- Click on the tab that says ‘Cards’ and then choose ‘EMI Card’
- Enter details in a brief form to know if you are eligible
- If you are found eligible, then pay the nominal fee of Rs.567 (tax inclusive) and submit your application with some relevant documentation
- After approval, you will get to view your Bajaj Finserv EMI Network Card on the Finserv MARKETS app.
Eligibility Criteria and Documentation to Get a Bajaj Finserv EMI Network Card
The process is simple to get a Bajaj Finserv Card. Apply online. Eligibility criteria you must fulfil is mentioned below:
- Age – You must be between 21-60 years
- Income – You must have a stable and regular income source, such as a salary or a fixed deposit
- Documents – You must provide relevant documentation required
In addition to eligibility criteria, you have to back this up by documentation. Here is what you must furnish:
- KYC Documents – PAN and Aadhaar Cards
- Photographs – Passport size photographs
- Bank Account Details
- Income Proof
Bajaj Finserv EMI Card Charges
It’s a good idea to be aware of fees and charges when you apply for an EMI card. When you apply for the Bajaj Finserv EMI Network Card, you can buy variants of the card at nominal fees. In case you apply for the card at a partner retail outlet, you may have to pay a small fee too. Besides these charges, if you convert purchases made with the card into EMIs, you will have to pay a minimal processing fee for each purchase you make.
Get the Best EMI Card
There’s no reason not to grab your EMI card as soon as possible with an easy online process. Avail its perks today so you can buy the products you want, making your purchases more affordable.
